Xenith Bank

Online Banking

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Treasury Management


Imagine all you could accomplish with the right business tools.


Our suite of business products and services is designed to help you improve cash flow and accelerate receivables, while keeping your funds secure.



Manage Cash Flow


Business Online Banking and BizPay

Check account balances, pay bills, transfer funds in real time, view check images, initiate stop payments, and utilize a host of other administrative functions. Manage cash flow from any computer, anytime.


ACH Services

Utilize this for direct deposit of payroll, vendor payments, employee reimbursements, or preauthorized debits.


Analysis Account

Earnings credit accrues based on the balance maintained in the account and will be applied as an offset to accrued service charges. (If service charges exceed the earnings credit, the difference will be charged to your account.)


Online Wire Capability

Wire transfer funds domestically and internationally using our business online banking platform and unique safety features. Incoming wire email confirmations are available. Available wire types are domestic, international and foreign currency FX wires.


Sweep Account

Earn more by “sweeping” your extra day-to-day funds into an interest-bearing account.


Zero Balance Account

Manage money in multiple company accounts automatically eliminating the need to manually initiate internal account transfers and reduce excess idle balances.



Electronic Data Interchange offers additional ACH addenda information.



Payments are sent to a PO Box and processed to reduce the time it takes to receive funds and update records.  Customized reporting allows for unique solutions to meet your specific record-keeping and accounting needs. We also offer specialized industry-specific lockbox products for Healthcare, Property Management, Retail, and Insurance.


QuickBooks™ Direct Connect

Conveniently integrates with Online Banking to help you better manage your finances.


eStatements and Check Imaging

Make record keeping easier with online storage of statements and check images.


CD-ROM Statements

Provides quick, efficient access to account information on an easy to use CD.


Business Credit Cards

Offers your business multiple options to manage your finances more conveniently and efficiently. Travel, Rewards, Corporate, and Community products available.


Get Paid Faster


Remote Deposit Capture

Scan and electronically deposit checks right from your office, no matter where you are. You’ll enjoy:



For additional information on fees and other account terms, please review our Truth in Savings disclosure and Schedule of Fees.


Merchant Services

Accept credit card payments with next day availability, 24/7 support, personalized service, and secure accounts access. We process all major credit cards:



Payroll Processing

Streamline your payroll calculations, manage payroll taxes, and pay employees by check or direct deposit. It’s easy to use and cost effective.



An automated way to redeposit and collect returned ACH and NSF items to help increase collection rates.



Improve the collection of non-sufficient fund checks by allowing you to spend less time on the collection process.


Keep Your Funds Secure


Positive Pay

Protects against check fraud by comparing the uploaded check information you have submitted against the check items presented.


For assistance or to get started on any of your Cash Management Tools, please click here.