Move Money

Transfer money online - anytime, anywhere
Enroll in Online Banking

Transfer money between Xenith and non- Xenith accounts, and even pay friends.

Save time from writing checks
Send or receive money quickly
Set up recurring transfers

Whether you're building up your other savings accounts or paying off an IOU to a friend, Xenith gives you the convenient tools you need to move money quickly and securely.

Transfer Money Between Xenith Accounts

Within Online Banking, you can easily move money among your various Xenith accounts without spending time writing a check, filling out a deposit slip or visiting a branch.

  • Set up transfers among your Xenith checking, savings and money market accounts
  • Set up future one-time or recurring transfers
  • Pay your Xenith loans quickly

Transfer Money To and From Your Accounts at Other Banks

Anytime you need to transfer money to another financial institution, we make it easy. If you're funding a savings or retirement account at another institution, it's easy to transfer money automatically from your Xenith account through Online Banking. Funds typically post within 3 business days, but you can request next-day service.

  • Set up automatic, recurring transfers
  • Schedule one-time transfers in advance
  • Receive alerts when transfers are made
Transfer Limits
Transaction Type Daily Limits Monthly Limits
Outbound $2,000 $5,000
Inbound $6,000 $15,000
Transfer Fees
Transaction Type Transaction Amount
Outbound Standard - FREE
Next Day - $10.00
Inbound No Charge

Transfer Money to Another Person

No more splitting the check among a large group or owing money to a friend. Transfer cash to friends and anyone else immediately, using our convenient person-to-person (P2P) payment service. There's no shortage of ways P2P makes things easier for you. Besides paying your rent or chipping in on gifts, you also can collect dues and payments. As long as the other person has a U.S. bank account, P2P will work.

  • Send or receive money directly to another person with just their email address or mobile number
  • Set up automatic recurring transfers for ongoing payments
  • Choose the speed of the transfer to meet your needs
  • Make charitable donations using P2P
P2P Limits
Delivery Speed Daily Limits Monthly Limits
Standard Delivery $5,000 $10,000
Express Delivery $2,000 $5,000

Other Limits

  • Number of transactions per day: 15
  • Number of transactions per month: 30
  • Minimum transaction amount : $10
P2P Charges
Service Type
(Payment sent to)
Transaction Amount Fee Per Transaction
Standard Delivery
(Bank Account, Email or Mobile)
Express Delivery
(Bank Account, Email or Mobile)
$200.01 and more
$0.00 - $200.00