Home Equity Loan

Fix your house or live your dreams
Visit a Branch to Apply

Funds for home improvement or other important things in life.

No application or origination fee
Fixed interest rate
Flexible terms up to 20 years

Need to work on your house? Let your house work for you.

After so many years of being a home owner, now you can leverage your investment with a low-interest loan that taps into your home’s equity. Yes, many people use the money for home improvements. You can also cover college costs or consolidate debt to a lower interest rate.

  • Flexible loan terms range up to 20 years
  • Fixed interest rate means your monthly payment won't change
  • Receive your money in one lump sum
  • 0.25% interest rate discount on new loans with an automatic payment from a Xenith deposit account
  • Interest you pay may be tax-deductible (consult your tax advisor)
  • Bank-paid closing costs
  • To apply, visit a branch or contact us