Xenith Bank

Online Banking

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Personal Savings

 

Personal Savings Accounts

 

 

Money Market 

Keep your money growing and easily accessible!

 

Open Online

 

Basic Savings 

Makes saving easy!

 

 

Open Online

 

eSavings2

Reach your dreams faster!

 

 

Open Online

 

Youth Savings3

It’s never too early to start saving.

Holiday Club  Savings

Get a head start on saving for the holidays!

Opening Deposit $1,000 $100 $100 $25 None
Minimum Balance

$1,000 minimum daily balance required to avoid a $15 monthly maintenance fee

$100 minimum daily balance required to avoid a $10 quarterly maintenance fee No minimum balance
requirement (must maintain
$0.01 to remain open)

None ($100 minimum
balance requirement as of 21st birthday)

None

Interest Yes, tiered based on account balance Yes Yes Yes Yes
Fees $3 fee for withdrawals in excess of 6 per month1 $3 fee for withdrawals in excess of 6 per quarter1 $3 fee for withdrawals in excess of 6 per quarter1 $3 fee for withdrawals in excess of 6 per quarter1 $3 fee for withdrawals in excess of 2 per year1
Conveniences

• Free Online Banking

• Check writing capabilities

Earns interest on all balances • Earns higher interest rate
• Manage your account online or at the nearest branch
• Access your money:
- ATM
- Branch
- Make mobile deposits

Earns interest on all balances

• Earns interest

• Make unlimited deposits

• Two withdrawals allowed per year without penalty or loss of interest*

• Receive a check with the full balance of the funds in your account in mid to late October

1 Under Federal Regulation D, savings and money market accounts are restricted to six third-party withdrawals or pre-authorized transfers per statement cycle. All check withdrawals, as well as transfer withdrawals by telephone, online banking, wires or ACH, or other pre-authorized withdrawals, are included when counting the number of restricted withdrawals. Your account is monitored over a 12-month period. Exceeding these federally-established withdrawal limits could cause us to move your account to a checking account, which allows unlimited withdrawals.

2 Account only available online.
3 Available to individuals seventeen (17) and under.

 

For additional information on fees and other account terms, please review our Truth in Savings disclosure and Schedule of Fees.