Welcome to the new Xenith Bank website! dismiss

Personal & Private Banking

We love making people happy. One way we do that is by listening carefully to your personal financial needs, now and as you prepare for the future. And then we explore options and solutions that will enable you to address those needs and achieve your goals in ways that work for you.

Checking Accounts
  • Xenith Checking
  • Interest Checking
  • Relationship Checking
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Savings Accounts
  • Statement Savings
  • Money Market
  • Junior Savings
  • Certificates of Deposit
  • Individual Retirement Account
Learn More & Get Started
Personal Loans
  • Home Equity Loans
  • Home Equity Lines
  • Mortgages
  • Personal Loans
  • Certificate of Deposit (CD) Secured Loans
  • Overdraft Protection Line of Credit
Learn More & Get Started
Features Security and access for all of your accounts

Do you need just the basics, like a checking and statement savings account?

We can do that, but we also might ask whether you’ve ever thought about opportunities to invest excess cash in a CD or in a money market account.

Are you getting ready to buy or renovate a house?

We have a variety of mortgage and home equity loan options for you to consider, but perhaps there are other alternatives such as a personal loan against an investment portfolio that might make sense to explore.

Are you thinking about how to save for retirement?

We can help you develop a savings plan and set up a savings vehicle for you, and we will work with you to determine whether you should use a Roth or traditional IRA.

Do you like to do your banking from home (maybe in your pajamas)?

Excellent! We have an intuitive, secure online banking portal that allows you to transact from your computer, tablet, or phone. However, if you like to do your banking face-to-face, we have eight branches, all staffed with knowledgeable people who would love to see you.

Whatever your individual needs and goals are, we want to be your partner on the journey.


Let us help you take your finances to the next level.

Talk to us