Private Banking

Richmond - (804) 433-2200:

W. Jefferson O'Flaherty
Executive Vice President

Phillip L. Rudder
Senior Vice President

Personal Loans
Personal Deposits
Treasury Services

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Personal Deposits

Experienced Bankers. Customized solutions.
Responsive Customer Service.

Personal Checking Accounts

Xenith Bank offers a variety of Personal Checking accounts, each of which can be combined with an VISA® Check Card, Bill Payment, and Online Banking Services.


A non-interest bearing account allowing unlimited transactions with no minimum balance.

Interest Checking

An interest-bearing checking account offering a competitive rate and benefits.

Personal Savings and Money Market Accounts

To maximize returns on your money, Xenith Bank offers numerous alternatives.

Money Market Accounts

Competitive rates across four balance tiers with check writing capability.

Certificates of Deposit

One, two, three and five year maturities.

Traditional and Roth IRA Accounts

A retirement account consisting of certificates of deposit.