Xenith Bank

Online Banking

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Personal Checking


Personal Checking Accounts



Free Checking

This is simplicity at its best!


Open Online


Loyalty Checking

Loaded with benefits!


Open Online


Minimum to Open $25 $25
Minimum Balance Required


$2,500 minimum daily balance
$10,000 in combined personal deposit and loan balances (To avoid $10 monthly maintenance fee.)
Free Checks   First order of standard checks at no charge, or $10 off other styles ordered through the bank.
Statements eStatements

(Paper statements available upon request)

Paper statements or eStatements with check images
Check Images  
Nationwide ATM Fee Refunds   5 per statement cycle
Free Online Banking, Bill Pay and Mobile Banking1
Visa® Debit Card Free Free
Additional Benefits

• No monthly balance requirement

• No monthly maintenance fee

• Unlimited check writing and/or electronic activity

• Free Checking accounts with a $500 or higher direct deposit per statement cycle qualify to open a Loyalty Money Market account.

• Unlimited check writing and/or electronic activity

• If you have a Loyalty Checking account, you qualify to open a Loyalty Money Market account

1 Mobile Banking and Mobile Deposit are available to Online Banking customers and the bank does not charge any fees for the mobile service. A data plan with your mobile service is required. Be sure to check with your wireless carrier for fees that may apply. Available for iPhone® and Android™, this service requires online banking. iPhone is a registered trademark of Apple Inc. Android is a trademark of Google Inc.


For additional information on fees and other account terms, please review our Truth in Savings disclosure and Schedule of Fees.


All accounts have free TeleBanc-account information available 24 hours a day, 7 days a week by calling 800-597-0162.
To complement your checking account, consider a Money Market, Basic Savings, or Certificate of Deposit (CD).