Xenith Bank

Online Banking

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Personal Checking

 

Personal Checking Accounts

 

 

Aspire

Relationship banking at its best; this account has it all!

 

Open Online

 

Grand Slam

Tiered interest rates and much more!

 

 

Open Online

 

Privilege

Interest-bearing account, available for those age 50 or over.

 

Open Online

 

Essential

Sometimes the basics are all you need.

 

 

Open Online

 

Complimentary

This is simplicity at its best!

 

 

Open Online

 

Minimum to Open $100 $100 $100 $100 $100
Minimum Balance Required

• $2,500 minimum daily balance

OR

• $25,000 combined personal or business deposit balances (Checking, Savings, Money Market, CDs, IRAs) required to avoid a $25 monthly maintenance fee

$1,000 minimum daily balance required to avoid a $15 monthly maintenance fee

• $500 minimum daily balance

OR

• Monthly direct deposit required to avoid a $5 monthly maintenance fee

$500 minimum daily balance required to avoid a $5 monthly maintenance fee NONE
Interest-Bearing    
Free Checks Standard Checks Specialty Checks at no charge OR $6 credit toward other checks ordered through the bank Specialty Checks at no charge OR $6 credit toward other checks ordered through the bank    
Statements Paper Statements Paper Statements Paper Statements Paper Statements eStatements
Check Images **
Nationwide ATM Fee Refunds Unlimited 5 per statement cycle      
Free Online Banking, Bill Pay and Mobile Banking****
Customized Visa® Debit Card $10 per card $10 per card $10 per card $10 per card $10 per card
Additional Benefits

• Preferred rates on new CDs/IRAs (excludes special rates)

• Free Standard Visa® Debit Card

• Unlimited check writing and/or electronic activity

• Annual $25 birthday deposit for primary account holder***

• Free official checks

• 0.25% discount on non-real estate consumer loans with monthly automatic payment deduction*

• Free 3x5 Safe Deposit Box (based on availability) not FDIC insured

• Overdraft Protection*

• Free Standard Visa® Debit Card

• Unlimited check writing and/or electronic activity

• Overdraft protection*

• Free Standard Visa® Debit Card

• Unlimited check writing and/or electronic activity

• Overdraft protection*

• Free Standard Visa® Debit Card

• Unlimited check writing and/or electronic activity

• Overdraft protection*

• Free Standard Visa® Debit Card

• Unlimited check writing and/or electronic activity

• Overdraft protection*

*As a credit service this is provided separately and you must apply and qualify. Subject to credit approval.

**Check images available for a $3.00 monthly fee.

***Account must be in good standing to receive annual $25 birthday deposit.

**** Mobile Banking is free and available to online banking customers. Data plan with your mobile service required, check with your wireless carrier for fees that may apply.

 

For additional information on fees and other account terms, please review our Truth in Savings disclosure and Schedule of Fees.

 

All accounts have free TeleBanc-account information available 24 hours a day, 7 days a week by calling 800-597-0162.
To complement your checking account, consider a Money Market, Basic Savings, or Certificate of Deposit (CD).