Xenith Bank

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Community Reinvestment



Community Reinvestment Public Information

Xenith Bank is now a part of Union Bank & Trust of Richmond, Virginia.  Effective January 1, 2018, Xenith Bank merged into Union.  For information regarding CRA, please click here.


Additional information available to the public

A bank required to report home mortgage loan data shall include in its public file a copy of the HMDA Disclosure Statement provided by the Federal Financial Institutions Examination Council pertaining to the bank for each of the prior two calendar years. In addition, a bank that elected to have the Board consider the mortgage lending of an affiliate for any of these years shall include in its public file the affiliate's HMDA Disclosure Statement for those years. Except as otherwise provided in the regulation, a bank shall ensure that the information required by the Community Reinvestment Act is current as of April 1 of each year.