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Community Reinvestment



Community Reinvestment Public Information

This site contains information required to be made available for public inspection under the Community Reinvestment Act.


The site includes information about ¬†Xenith Bank’s branch and ATM locations, our products and services, performance evaluations regarding meeting community credit needs, public comments about our CRA performance and other information.


Comments or questions about this site or about Xenith Bank's CRA performance may be addressed to:


James Hinton, Jr.
Community Reinvestment Officer
901 E Cary Street, Suite 1700
Richmond, VA 23219


Under the CRA the following information must be maintained in a public file and be current as of April 1 of each year.



Additional information available to the public

A bank required to report home mortgage loan data shall include in its public file a copy of the HMDA Disclosure Statement provided by the Federal Financial Institutions Examination Council pertaining to the bank for each of the prior two calendar years. In addition, a bank that elected to have the Board consider the mortgage lending of an affiliate for any of these years shall include in its public file the affiliate's HMDA Disclosure Statement for those years. Except as otherwise provided in the regulation, a bank shall ensure that the information required by the Community Reinvestment Act is current as of April 1 of each year.