Commercial Banking

Eddie Phillips
Executive Vice President

Richmond - (804) 433-2200:

Mike Keck
Executive Vice President

Brad Nott
Senior Vice President

Chuck Brugh
Senior Vice President

Matthew Schaaf
Vice President

DeAnn Pangburn
Vice President

Greater Washington - (571) 405-2670:

Joe Humphries
Executive Vice President

David Loughran
Senior Vice President

Mike O'Grady 
Senior Vice President

Suffolk - (757) 934-8200:

Bob Stanley
Senior Vice President

Tim Mounie
Assistant Vice President

Commercial Deposits
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Commercial Banking

Experienced Bankers. Customized Solutions.
Responsive Customer Service.

Xenith Bank's Commercial Banking Group is focused on serving the needs of small to mid-size companies and their principals. Our bankers have decades of experience and work actively to structure solutions to help you achieve your strategic objectives. We are an established Small Business Administration (SBA) lender, and we provide credit to a broad spectrum of entrepreneurs, including minority, women, and veteran-owned businesses.

Our Commercial lending solutions are intended to finance a broad range of needs, including working capital, capital expenditures and acquisitions. We offer competitive terms and structures, and our solutions include:

  • Lines of Credit: Revolving and Non-Revolving
  • Term Loans
  • Owner Occupied Commercial Mortgages
  • SBA Loans
  • Letters of Credit
  • Interest Rate Management


Our Treasury Services help speed collections, manage payments and provide timely and accurate account information. We offer a variety of checking, savings and money market accounts, and our experienced professionals will recommend the optimal treasury and deposit solutions based on business needs.

Additional information on products for Commercial Banking clients can be found below: