Xenith Bank

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CDs and IRAs

 

Start investing in tomorrow’s dreams … Today.

 

We understand planning for your future is an ongoing process, which is why we offer experienced, knowledgeable staff working closely with you every step of the way.

 

It’s your choice! Pick the investment tool that’s right for you …

 

Then, call or come in to one of our banking centers and we’ll help you get started saving for those dreams today!

 

Certificates of Deposit (CDs)

Steady growth and a safe way to save for your future. Click here to learn more about our CD options!

 

Individual Retirement Accounts (IRAs)

Traditional or Roth IRA: Which is right for you? Consult your tax advisor to see which option is right for you.

 

Coverdell Education Savings Account

Start saving for your child’s future today. With the Coverdell Education Savings Account, you can annually contribute up to $2,000 after-tax per child. You can also enjoy the benefits of withdrawing the funds tax-free.*

 

*As long as the child is under 30 and the funds are used to pay for qualified expenses.

See www.irs.gov/uac/Tax-Benefits-for-Education:-Information-Center for more information.

 

Simplified Employee Pension (SEP) IRAs

A retirement plan specifically designed for the self-employed individual or small business owner, the SEP IRA is a simple, low maintenance way to build a retirement savings for you, as well as your employees.