Xenith Bank

Online Banking


Fraud Alert


What is Identity Theft and how can I protect myself?


Identity theft involves acquiring key pieces of someone's identifying information, such as name, address, date, of birth, or Social Security number to commit fraud. With this information a thief could take over the victim's financial accounts, open new bank accounts, purchase automobiles, and apply for loans, credit cards, and Social Security benefits.

Xenith Bank, a division of Union Bank & Trust of Richmond, Virginia is committed to addressing the financial concerns of its customers by providing information to combat the issue of Identity Theft.

Below are some useful steps to aid in reducing your risk of identity theft.


How do Identity Thieves acquire key pieces of personal information?



How do I protect myself from Identity Theft? Here are some tips to prevent identity theft.



Actions to take if you think you've been a victim of Identity Theft



Where to go to obtain additional information on Identity Theft

The following companies and government agencies can provide more information about identity theft:

Credit Reporting Companies

Equifax: 1-800-525-6285
Experian: 1-888-397-3742
TransUnion: 1-800-680-7289


U.S. Government

Federal Trade Commission Identity Theft Hotline:
1-877-ID-THEFT (1-877-438-4338)
Social Security Administration Fraud Hotline:


Description: http://ts1.mm.bing.net/images/thumbnail.aspx?q=1252831796828&id=0e6bfba722669b78a29c506464b434f5&url=http%3a%2f%2fwww.tanc.org%2fwp-content%2fuploads%2fwpsc%2fproduct_images%2fcheck-2.jpg

Speak with us in Person

We'll be happy to answer your questions when you visit your local branch,

or contact us by phone at (1-866-867-8500)

Check and Other Money Scams

Check overpayment or money wiring scams are becoming more popular and cleverer. Scam artists contact victims using internet or responding to ads, work from home scams, or sweepstakes winnings letter. The checks in these scams may look real but in reality, they are fraudulent.

Here are some tips for avoiding check scams:



If you've been the victim of such a scam, visit your local branch or contact us by phone at (1-866-867-8500).

Learn more by visiting the Fake Checks.org web page http://fakechecks.org/


Description: http://ts3.mm.bing.net/images/thumbnail.aspx?q=1296029584850&id=5d8da7120413e0c10cc8198cc81486e1&url=http%3a%2f%2fwww.speicherteam.com%2fwp-content%2fuploads%2f2010%2f11%2fbigstockphoto_happy_family_2704990_oxhd.jpg

Check Card and ATM Safety

Protect yourself and your family

Treat your card like cash. Keep it in a safe place.



To report a lost or stolen Visa check card 24 hours a day, please call 1-800-472-3272.


Internet Shopping