ThankU Checking

A special account for those who serve us so well.
Visit a Branch to Apply View Rates

FOR A LIMITED TIME:
Get a $100 Cash Bonus* when you open a personal checking account

No monthly service charge or minimum balance requirement
Free Online & Mobile Banking
Design your own custom Visa® Debit Card

You deserve Free Checking with extra perks, along with our heartfelt gratitude.


A lot of people have important jobs. But those who nurture our children, respond to emergencies and defend our country play a special role. For them, we offer a special kind of free checking account that offers many additional benefits.

  • For active or retired Teachers/Administrators, Local, State and Federal Law Enforcement, Fire Fighters, First Responders and members of the U.S. Armed Forces1
  • Free ATM transactions at all Xenith ATMs, plus 5 free transactions at non-Xenith ATMs including the rebate of ATM surcharge fees charged by other banks
  • Add any image you'd like to your Make-It-Mine debit card
  • Free first order of Specialty style checks (or $10 off other styles)
  • Bank on your time through Online Banking, Mobile Banking, and Online Bill Pay
  • Use Apple Pay® for quicker payments
  • 0.25% discount on new loans when you use automatic payments from your account2
  • Qualifies for Loyalty Savings, Money Market, CDs and IRA accounts, where you can earn premium rates
  • $25 to open
  • FDIC-insured

$100 Cash Bonus*

Now through November 30, 2018, open a personal checking account and set up a recurring qualified direct deposit of $250 or greater that is received twice within 60 days, and you'll get $100!
Have questions? Need help?
Disclosures:

1Proof of your affiliation is required when you open this account.

2This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approval.

*Bonus – In order to qualify for the $100 cash bonus, you must (1) open a new personal checking account, by November 30, 2018, AND (2) set up one recurring qualified direct deposit in which two direct deposits of $250 or greater are received within 60 days of account opening. A “qualified direct deposit” is a direct deposit of a paycheck, pension, Social Security or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your new checking account. Cash bonus is only available to new customers that do not currently have a personal checking account and have not previously received a cash bonus. Bonus may not be combined with any other offer and may be withdrawn without notice. All accounts are subject to approval. $100 Cash Bonus Payment: $100 cash bonus will be credited to your new checking account within 30 days after all terms of offer are met. Your checking account must be in good standing at time of payment to receive cash bonus award. Cash bonus value will be reported to IRS as taxable income.