Checking

The right account for any enterprise
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FOR A LIMITED TIME:
Get a $250 Cash Bonus, when you open a business checking account*

Convenient debit cards
Access to Online & Mobile Banking

Compare our business and commercial checking accounts

Free
Business Checking
Small Business Checking
Business Checking
 
Business Interest Checking
Non-Profit Interest Checking
Analyzed Business Checking
Monthly Maintenance Service Charge for balances below minimum required N/A N/A $12 $10 $17 $17
Minimum Daily Balance Required
to avoid monthly maintenance service charge
N/A N/A $5,000 $1,000 N/A N/A
No-Fee Per-Items1 N/A 250 500     250     N/A N/A
Per-Items Fees2 N/A $0.35 $0.10 $0.35 Varies Varies
Disclosures:

*To earn a $250 cash bonus, open a new Free Business Checking or any Xenith business checking account, maintain an average balance of $2,000 or more during the first 60 days and make any combination of 8 qualifying transactions by debit card at merchant locations, check, or online bill payment within the first 60 days. Offer expires July 31, 2018. Cash bonus is only available to new Xenith business customers that do not currently have a business checking account with us and have not had one in the last 12 months. May not be combined with any other offer. Offer may be withdrawn without notice. Business opening the checking account must be located within the Bank’s territories of Virginia, Maryland, or North Carolina. All accounts are subject to approval. $250 cash bonus will be credited to your checking account within 30 days after all terms of the offer are met. Your checking account must be in good standing at time of payment.

1 Free Business Checking is designed for businesses with less than 250 items, including checks paid, other debits, credits, deposits and deposited items. Free Business Checking accounts exceeding the 250 item limits during any three (3) consecutive statement cycles will automatically be converted to Xenith’s Small Business Checking.

2 Small Business Checking, Business Checking and Business Interest Checking allow a number of no-fee items before per item fees apply.

3 Small Business eBanking is at no charge. For ACH, Wire or Government payments, Commercial eBanking is needed.

4 There are other ways to earn income on excess balances with Xenith's Sweep products; ask your banker for more details.